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The term “ACA open enrollment” refers to the annual period of time when people can enroll in or change their health insurance plans under the Affordable Care Act (ACA), also known as Obamacare. This open enrollment period typically runs from November 1 to December 15 each year for plans that start the following year. During…

You have probably seen the TV ads for guaranteed acceptance life insurance for seniors.  As we age, the thought of leaving our loved ones behind can be a difficult and emotional topic. While none of us can predict the future, it is important to plan ahead and make sure that our loved ones are taken…