Insurance Plans – What is Covered What is covered by insurance plans might seem like a simple question, but there isn’t an easy answer. Every plan is different, and the reasons might…Continue readingWhat is Covered
Health Savings Accounts – Health Spending Accounts Insurance companies have blended high deductible health plans with savings accounts to create a category known as Consumer Driven Healthcare. The idea is…Continue readingHealth Savings Accounts
Types of Policies There are two major types of Health Insurance Policies, Fee for Service and Managed Care. Fee for Service Fee For Service is sometimes known as Traditional or…Continue readingPolicies
Prescription Insurance Prescription insurance often referred to as a prescription drug plan, is an insurance policy covering all or part of the cost of prescription medications. These are available separately…Continue readingPrescription Insurance
Medicare Prescription Part D Medicare Prescription, officially called Medicare Part D is a federal program to partially cover the costs of prescription drugs for Medicare beneficiaries. It is relatively new,…Continue readingMedicare Prescription
Medicare Medicare is a health insurance program administered by the United States government, covering people who are either age 65 and over or who meet other special criteria. It is…Continue readingMedicare – Coverage for Older Americans
Medicaid is a health insurance program for individuals and families with low incomes and resources. It is managed by the states, but the cost is shared between your state and…Continue readingMedicaid
What is Managed Care Insurance companies have developed hundreds of different plans, all with different names, but most fall into 3 major managed care categories. They are Health Maintenance Organizations…Continue readingManaged Care
HIPAA Health Insurance Portability and Accountability Act HIPAA stands for the Health Insurance Portability and Accountability Act (HIPAA) and was enacted by the U.S. Congress in 1996. HIPAA has 2 main…Continue readingHIPAA
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